How Does Your Credit Score Affect Your Chances of Getting a Home? Everyone who has tried to own a home knows just how important it is to get a perfect or near perfect credit score in order for them to increase their chances of getting that home. Before reaching the decision to grant you mortgage loan or decline your request, lenders in Canada consider your credit score to determine whether or not you are a good candidate for the loan. In simple terms, your credit score is bas

When the dream of home ownership go sideways or slips away, being a smart buyer helps make a big difference. Since 2008, job losses, big mortgages and plunging home values have left buyers with huge debts. They are also struggling to stay afloat. Still, buying a house is a good experience provided that it is done with open eyes and a clear plan. In the Canadian Real Estate Market, dreaming of owning a house and achieving it really requires smart home planning that is equals t