When the dream of home ownership go sideways or slips away, being a smart buyer helps make a big difference. Since 2008, job losses, big mortgages and plunging home values have left buyers with huge debts. They are also struggling to stay afloat. Still, buying a house is a good experience provided that it is done with open eyes and a clear plan. In the Canadian Real Estate Market, dreaming of owning a house and achieving it really requires smart home planning that is equals

If I knew then what I know now If I knew then what I know now, I would have done things a little differently. I remember being 24 and...

Check out our top 10 suggestions for a smarter approach, while saving for a down payment. A downpayment is the amount of money you pay up front to obtain a mortgage. The minimum down payment in Canada is 5%. Let’s use Cornwall, Ontario as an example. The average list price of a home, as of January, 2016 is approx. $189,000. The minimum amount of money you would need toward a downpayment, to purchase a home at $189K is $9,450.00. Traditionally this seems like a lot for a l